Frequently Asked Questions

SBL Nova is the technology leader in securities-based lending. We provide an end-to-end digital lending platform and world-class servicing solutions that enable broker dealers, banks, RIAs, and technology providers to offer securities-based lines of credit (SBLOCs) to their clients.

We serve the entire financial ecosystem — broker dealers, banks, registered investment advisors (RIAs), and advisor technology providers — as well as the advisors and investors they support.

Yes. SBL Nova is SOC 2 Type II certified and undergoes independent audits annually to validate our controls for security, availability, and confidentiality.

SBL Nova has been the recognized technology leader in securities-based lending for more than a decade, continuously innovating alongside our clients.

An SBLOC is a revolving line of credit that allows investors to borrow against the value of their eligible investment portfolio without selling their assets — providing liquidity while keeping their investment strategy intact.

SBLOCs offer fast access to liquidity at competitive rates, avoid triggering capital gains taxes from selling securities, keep investments working in the market, and offer flexible repayment terms.

Eligible collateral typically includes marketable securities such as stocks, bonds, mutual funds, and ETFs held in non-retirement accounts. Advance rates vary by security type, and concentrated or restricted positions may be limited or excluded.

SBL Nova's platform monitors collateral in real time and issues tiered alerts as coverage approaches thresholds. If a maintenance call is triggered, borrowers are notified with a defined cure period to restore required coverage — by depositing assets, paying down the balance, or other means.

Implementation timelines depend on the modules and integrations selected. White-label deployments can go live in a matter of weeks, while full end-to-end integrations are managed by our dedicated implementation team on a schedule tailored to your firm.

We integrate with major custodians including Fidelity, Schwab, and Pershing, among others — enabling real-time account verification and collateral valuation via direct data feeds.

Yes. SBL Nova offers full white-label and co-brand options so your clients experience a seamless, branded journey while we power the technology behind the scenes.

Our platform offers bi-directional sync with major CRMs including Salesforce, Redtail, and Wealthbox, keeping client data aligned across your systems.

We employ bank-grade encryption for all data in transit and at rest, enforce strict access controls, and operate on enterprise cloud infrastructure. Security is built into every layer of our platform and validated through annual SOC 2 Type II audits.

Yes. The platform generates regulatory reports, call reports, and compliance documentation automatically, helping your team meet FINRA, SEC, and state-level requirements.

Our compliance and product teams monitor regulatory developments and ship platform updates on a two-week Agile cadence to keep your program current.

We offer dedicated client success and technical support, with service tiers ranging from self-service to full-service, white-glove treatment — so you can choose the level of support that fits your program.

Yes. We provide a comprehensive library of training materials, client conversation guides, and a structured advisor certification program designed specifically for securities-based lending.

Request a demo and our solutions team will walk you through the platform, understand your goals, and design the right configuration for your firm.